Choosing the Right Insurance Agency for the New Year

A new year’s rolling around, folks. New hopes, new opportunities, and new challenges. You deserve a smooth transition into the new year, free of needless stresses and anxieties.

And we’re betting that, no matter who you might happen to be, one of your major stress sources is relate to insurance.

It’s always there, hovering somewhere in the recesses of your mind. Sure, you’ve got an insurance plan in place; but is it enough? Does it really cover all the potential risks? Are you really investing enough in it? What if, God forbid, you find yourself in the position of having to file a claim; is it really going to be enough to salvage your finances?

Well, new year’s resolutions are supposed to be the means by which we turn our lives around for the new year. So why not ring in 2019 with a resolution to change your insurance agency to one that’ll alleviate those anxieties?\

And just to help you put your best foot forward in doing so, here’s a few basic pointers for picking a new insurance agency.

Reputation

This probably applies to any scenario involving picking a new company to do business with; but it’s especially relevant when we’re talking about one that’s handling your finances in a time of crisis.

Thankfully, there’s tons of ways to verify an agency’s reputation in the age of the internet. Find a review site and read feedback from other, ordinary clients like yourself. For expert opinions, check out their rating among the likes of Moody’s, AM Best, and the like.

And don’t be afraid to do your own research, too. Investigate the company – how long it’s been in business, their stated missions and visions, the types of products they sell, and the like. Used properly, the internet can put together a comprehensive picture of whether an agency is worth your time and money.

Coverage 

And speaking of research, you’ll want to make sure that you look into this one thoroughly.

One of the major sources of stress when it comes to insurance is not having sufficient coverage. If that turns out to be the case, it’ll hardly help that you’re a client of one of the best names in the business. For instance, fail to do proper coverage research, and you could find yourself seeking coverage for your entire family in an agency that specialises in coverage for singles. Being covered by a high-rated agency won’t do you much good if those glowing reviews turn out to have come from clients with drastically different needs to yours.

Basically, before you even consider becoming a client of an insurance agent, you’ll really want to take the time to consider your coverage needs, and then ensure that the agency has the sort of policies that’ll cover it sufficiently.

Locality

This might sound like a minor one; but it can be a major factor in alleviating those familiar stressors.

First, obviously, you’ll need to be sure that the agency offers its services within your state, county, or the like. And if they do, it might fare you well to make sure they’ve got an office somewhere within reasonable distance. Really, think about it – when you’re in the stressful situation of having to make a claim or inquiry with your insurance, do you really want the added stress of having to drive for an hour just to sort it all out?

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